Service Fees

​

​*Individual, Couples and Family Sessions range from the average competitive rate in Orange County.

​

​Fees: Cash patients and out of network:

Individual Therapy: $200.00 

Individual intake: $250.00

Couples & Family Therapy: $325.00. Couples intake is 2 sessions with each individual: $500.00

​

Insurance in Network: Cigna, Optum (United Health), Kaiser, Beacon Health-New name now "Carelon Health." For all PPO out of Network Insurances, I am happy to bill your insurance directly or give you a receipt for reimbursement if you have out of network benefits. 

​

Insurance Information: You are responsible for knowing your own Insurance Health Plan, verifying your own insurance benefits, co-payments and deductibles if any that go towards Mental health. Please call the back of your insurance card to verify your Mental Health benefits and if you need an Authorization Code.​​​​​

 

If you have a PPO plan you may be reimbursed for part of the fee or the full fee. Even if I'm not in network, we can still work together if you have out of network benefits. See below for questions to ask when calling your insurance for out of network clinicians. 

​

Areas of Experience:

 

• Children, Adolescents, Adults, Families, Couple's and Elderly

• Depression

• Anxiety

• Acute Stress

• Complex Trauma

• Post Traumatic Stress Disorders

• Adjustment Disorder

• Anger management

• Relationship Issues 

• Childhood trauma

• Couples Counseling

• Infidelity

• Grief & Loss

• Gay and Lesbian issues

• Food Allergies challenges and the trauma associated with it

• Victims of Abuse: physical, sexual, neglect

• Trust Issues

• Personality Disorders

• New Parents/Bringing Baby home

• Coping with a substance abusing family member

• Coping with Divorce and Separation

• Unresolved Childhood issues

• Single and in the dating field

• Phase of life stages/Life transitions

• Life Crisis/Crisis Interventions

• Parenting issues/support

• Coping with a Special Needs Family member

• Communication Skills

• Social Skills building

• Victim of Domestic Violence

• Self Esteem Issues

• Families in Crisis

• Coping with Learning Disabilities

• Caregivers support​​​​​​

​

 

Additional Insurance information: What you need to know regarding insurance coverage and reimbursement:

​

You must check with your insurance carrier to see if you can choose your own provider and what your reimbursement for services will be. You are responsible for Co payment or full payment at the time of your appointment depending on insurance benefits. If  I'm out of network, I will provide you with a Superbill, which you can then submit to your insurance carrier for direct reimbursement.

 

If I am not a provider of your Health Insurance,  you may be reimbursed for part of the fee if you have a PPO that provides for “out of network” coverage but will not bill your insurance directly. As a licensed Marriage and Family Therapist, I will provide you with a receipt with the necessary information to submit to your insurance company for reimbursement. If you meet the criterion of your insurance company, you may be reimbursed for part of the fee.  It is your decision whether to submit your claim(s) for mental health coverage.

Please understand that disclosure of confidential information may be required by your insurance company to process your claims. Submitting the receipt that I provide you for reimbursement can entail some risk to confidentiality, privacy or future eligibility to obtain health or life insurance. Therefore it is important for each individual, couple or family to make an informed decision regarding future reimbursement. Some clients decide to pay out of pocket, and others decide to pursue the matter to get more information.

 

Here are some questions you may want to ask your Insurance provider for verifying out of network benefits:

 

I always recommend taking good notes with the accurate names and dates.

 

1. What is your name and extension number?

2. Am I eligible to submit a claim for reimbursement myself rather than the provider submitting the claim?

3. Do I need pre-authorization in order to be reimbursed?

4. What is the rate of the reimbursement?

5. What is the rate of reimbursement for a “non-preferred” or “out of network” provider?

6. Is there a ” usual and customary fee” that is reimbursed? What is that specific fee?

7. How much can I expect to be reimbursed per visit with an “out of network” provider?

8. Is my reimbursed rate only for specific procedure codes or CPT?

9. What procedure codes in my plan are not reimbursed?

10. Does reimbursement require a DSM V diagnostic code?

11. What specific DSM V codes are not reimbursable?

 

In researching this topic, I find that licensed Marriage and Family Therapists often have strong beliefs on whether clients should submit claims or pay out of pocket. My belief is that each individual, couple and family may have different needs, access to resources and/or financial concerns that should be taken into consideration before making an informed decision.